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OCR: Barclays Bank Account Overdraft Charges Ruthorised Overd rafi Urauthorised Overd raft within agreed limit T ithout or beyond an agreed limit Monthly usage Up to 200 -15 Over 200 5.3 Interest rate per month 1.45% 18.896 EAR 2.20% (29 .89 EAR) The charges and interest rates above are variable and the Bank reserves the right to amend them from time to time Any payment causing an overdrawn balance without or bevond an agreed limit will be paid at the Bank' discretion Overdrafts are repayable on demand. You can overdraw up to your limit whenever vou want, but you should not be permanently overdrawn by the whole amount Barclayloan typical example :APR 15. .9% 7,000 loan repayable by 48 monthly repayments of 166.60 with a total amount payable of 9 996.00 excluding Barclayloan protection. To apply ...